Terms & Conditions
Privacy Policy
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Existing Insurance Coverage
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Tight Ship Advisors Privacy Policy
Tight Ship Advisors (“TSA”) has adopted this policy with recognition that protecting the privacy and security of the personal information we obtain about our Clients is an important responsibility. To service our Clients in an accurate and efficient manner, we must collect and maintain certain personal information. TSA wants all current & prospective Clients to know what information may be collected and how it will be used and safeguarded.
Information TSA MAY Collect from You
TSA may collect certain nonpublic personal identifying information about you (such as name, address, social security number, date of birth, etc.) from information that is provided on applications or other forms as well as communications (electronic, telephone, written or in person) with you or your authorized representatives (such as Client attorney, accountant, etc.) in relation to the services outlined in the Letter of Engagement that is specific to all Services. TSA may also collect information about your bank accounts and transactions (such as bills and invoices paid, account balances, inquiries, etc.), information to process transactions or to conduct online transactions again, in accordance with the Services you designate in the Letter of Engagement.
Information from Third Parties
Though we do not normally collect information from third parties about our clients, there may be occasions when we have to do so, primarily from your other financial advisors. In those cases, we need to be able to rely on the correctness, accuracy and timeliness of the information provided to us by third parties.
Information TSA Share
TSA shares information with third parties only in a limited way to conduct business and provide service to Clients, or as required by applicable law or court order. In general, the only information that would be shared would be with The Client’s financial advisors such as financial planners, investment advisors and tax accountants. Such sharing is authorized in the Engagement Letter which The Client signed upon retaining our Services. The details of such sharing are outlined in the Engagement Letter where the Client gives explicit permission to share, and only as specified. These permissions may be rescinded or modified by The Client, in writing, at any time.
Medical Information
TSA only collects medical information to the extent that the Client sends us medical bills and invoices for payment. TSA only shares medical information if the Client has asked us to coordinate medical bill payment and insurance claims processing with a specialist firm The Client has retained for that purpose via a separate engagement letter with that firm. The Client may rescind or modify the sharing of this information, in writing, at any time.
What Information TSA Disclose
TSA does not disclose the nonpublic personal information we collect about the Client to anyone except as permitted by law.
Protection Of Client Personal Information
It is our policy to protect The Client’s personal information by doing the following:
(a) Safeguarding any data, computer files and documents containing personal information from any misuse by third parties;
(b) Destroying, erasing or making unreadable any data, computer files and documents containing personal information prior to their disposal;
(c) Protecting the confidentiality of personal information;
(d) Prohibiting the unlawful disclosure of personal information;
(e) Restricting access to personal information to any third parties except in accordance with the terms of this Privacy Policy;
(f) Restricting the access to personal information only to our employees who need such access and only to extent that it is needed; and
(g) Maintaining other physical, electronic and procedural safeguards in compliance with applicable federal and state laws and regulations.
In the event that there is ever a breach of security regarding personal information, we intend to comply with applicable state and federal law requirements regarding the notification and disclosure and to the appropriate authorities of the circumstances surrounding the breach.
“Personal information” for this section is defined as any information that The Client may provide to us that can be used to identify The Client individually, including but not limited to name, email address, home address, telephone or fax numbers, driver’s license number, state identification card number, bank account number, credit card or debit card number, passport number, alien registration number, as well as any account number that we assign.
Questions Regarding Our Privacy Policy
Tight Ship Advisor Privacy Policy may change from time to time. TSA will provide notice of any material change we make. If there are questions about our Privacy Policy please write us at:
Tight Ship Advisors - 829 Ash St, Winnetka IL 60093
Governing Law and Jurisdiction
Any disputes concerning this Privacy Policy will be governed by the laws of the State of Illinois without regard to any principles of conflicts of law. The federal and state courts located in Cook County in the State of Illinois will have exclusive jurisdiction over any claims arising out of or related to this Privacy Policy, except where it is otherwise expressly prohibited by statute. Solely by posting this Privacy Policy on our website and distributing annually to active Clients, we do not intend to subject ourselves to the laws of jurisdictions outside of the State of Illinois
Amendments
TSA may amend this Privacy Policy from time to time by updating this website page. The Client should regularly revisit this page to keep themselves informed as to the most current version of this Privacy Statement. This Privacy Policy was last updated on August 21, 2024.
Consent to Privacy Policy
By using and visiting the tight-ship.com website, you are consenting to the terms of this Privacy Policy and all amendments hereto. If you do not consent to the terms of this Privacy Policy, as amended from time to time, then please discontinue your use of this website.
Whistleblower Policy
Our Whistleblower Policy is intended to encourage and enable employees and others to raise serious concerns internally so that we can address and correct inappropriate conduct and actions. It is the responsibility of all employees to report concerns about violations of our code of ethics or suspected violations of law or regulations that govern our operations. It is contrary to our values for anyone to retaliate against any employee or who in good faith reports an ethics violation, or a suspected violation of law, such as a complaint of discrimination, or suspected fraud, or suspected violation of any regulation. An employee who retaliates against someone who has reported a violation in good faith is subject to discipline up to and including termination of employment. Anonymous reports may be submitted via email at info@tight-ship.com or at https://forms.gle/7dmL6SYgyBKqCPwGA