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Last month in Family Wealth Report, Jay Rogers made the case that the back office belongs on the family office risk register — equal in weight to cybersecurity and governance. "Families still relying on disconnected spreadsheets are operating blind," he wrote, noting that offices managing hundreds of millions still run accounts payable through informal channels with no authorization controls and no audit trail. Risk extends beyond the portfolio for all generations He's righ

Morgan Stanley's Meridian Point Group named what most of the industry won't: lifestyle creep, household burn rate, and the elasticity of "needs" at the upper end of wealth are a portfolio risk. Luxurious Limits (2024) got the diagnosis right. But naming the risk isn't the same as running the workflow — and neither the advisor's role nor the client's bandwidth is built to carry it. Tight Ship is the only partner purpose-built to run the unified operational layer underneath the